Buying Your First Home, Made Simple
Buying your first home is one of the biggest financial decisions you’ll ever make — and it shouldn’t feel overwhelming. At Iwillgetumortgage, we specialize in guiding first-time home buyers through every step of the mortgage process, from understanding your budget to closing day. Whether you’re unsure where to start or already have your eye on a property, our licensed mortgage agents make the purchase mortgage process simple, transparent, and tailored to your financial situation.
Your First Home Starts With the Right Mortgage
Expert guidance, first-time buyer incentives, and a stress-free path to your first purchase mortgage.
How It Works
Free Consultation
We assess your income, credit, and goals
Pre-Approval
Get a clear budget and rate hold before house-hunting
Find Your Home
Shop with confidence knowing your financing is secured
Final Approval & Closing
We finalize your mortgage and coordinate with your lawyer for a smooth close
Why First-Time Buyers Choose Us
Know exactly what you can afford before you start house-hunting
Land transfer tax rebates, RRSP Home Buyers’ Plan guidance, and government programs
As little as 5% down on qualifying purchases
We shop your mortgage across a wide network of lenders for the best rate
From pre-approval to closing, we’re with you the entire way
Frequently Asked Questions
Minimum down payment starts at 5% for homes under $500,000, with tiered requirements for higher-priced properties.
Most provinces offer land transfer tax rebates for first-time buyers — we’ll walk you through what you qualify for in Ontario, Alberta, or BC.
In most cases, pre-approval can be completed within 24–48 hours.
Yes. In fact, we recommend it. Getting pre-approved before house-hunting gives you a clear budget, locks in your interest rate for a set period, and shows sellers you’re a serious buyer.
While a higher credit score generally gets you better rates, we work with multiple lenders and can often find solutions for buyers with less-than-perfect credit too.
Programs like the RRSP Home Buyers’ Plan and the First Home Savings Account (FHSA) can help boost your down payment. We’ll help you understand which programs you qualify for.