Traditional Lending Wasn't Built for Entrepreneurs
Being your own boss shouldn’t make it harder to buy a home. Traditional bank lending often relies on standard income verification methods that don’t reflect how self-employed individuals and business owners actually earn — write-offs, variable income, and non-traditional documentation can all work against you. At Iwillgetumortgage, we understand self-employed income and work with lenders who use alternative documentation methods to get you approved.
Self-Employed? Your Income Shouldn’t Hold You Back
We specialize in mortgage solutions built for business owners, contractors, and self-employed professionals.
How It Works
Income Assessment
We review your business structure, income history, and documentation
Lender Matching
We identify lenders who work with self-employed borrowers like you
Application Support
We help compile the right documentation to strengthen your application
Approval & Closing
Get approved and move forward with confidence
Why Self-Employed Clients Choose Us
Stated income, bank statement programs, and business-for-self solutions
We know your net income doesn’t tell the whole financial story
Access to lenders who specialize in non-traditional income
Notice of Assessments, business financials, or bank statements — we work with what you have
We focus on getting you approved, not making it complicated
Frequently Asked Questions
Most lenders prefer at least two years of self-employment history, though some alternative lenders may consider less with strong compensating factors.
Typically Notice of Assessments, T1 Generals, business financial statements, or bank statements — we’ll guide you on exactly what’s needed for your situation.
Yes. We work with lenders who offer stated income or gross-up income programs designed specifically for self-employed borrowers.
Rates can vary depending on the lender and documentation type, but with the right lender match, self-employed borrowers can still access competitive rates.