Simplify Your Debt, Strengthen Your Finances
Juggling multiple high-interest debts — credit cards, car loans, lines of credit — can feel overwhelming and expensive. If you own a home, you may have a powerful tool already at your disposal: your equity. At Iwillgetumortgage, we help homeowners consolidate high-interest debt into their mortgage, replacing multiple payments with one lower-interest monthly payment — freeing up cash flow and reducing financial stress.
One Payment. Lower Interest. More Control.
Use your home equity to consolidate high-interest debt into a single, manageable mortgage payment.
How It Works
Debt & Equity Review
We assess your current debts and available home equity
Consolidation Strategy
We determine the best way to structure your new mortgage
Application & Approval
We coordinate with lenders to get you approved
Debt Payoff & Fresh Start
Your high-interest debts are paid off, leaving you with one simplified payment
Why Choose Us for Debt Consolidation
Mortgage rates are typically much lower than credit card or loan rates
Replace multiple bills with a single, predictable payment
Free up money each month for savings or other financial goals
Borrow against the equity you’ve already built
We assess your full financial picture, not just your mortgage
Frequently Asked Questions
This depends on your total debt amount and lender requirements, but most lenders allow you to borrow up to 80% of your home’s value, minus your existing mortgage balance.
In the short term, there may be a small impact from the credit check and new mortgage, but paying off high-interest debt often improves your credit score over time.
Yes. We work with lenders who offer debt consolidation solutions for clients with less-than-perfect credit.
They’re closely related — debt consolidation often happens through a mortgage refinance, where you increase your mortgage amount to pay off other debts.